Thank you. Businesses do bad all the time. That's not unforeseen. If you are going into business, you should foresee that you might not do well. That's just the way of the world. When we talk about economic conditions, that's a broader condition. There is some guidance in case law, but what happened is we did try and work to narrow this language down. In the end, what we did was we came back full circle, we had 10 times as many words that were basically a broad definition for climate or economic conditions. We could put "rain, snow, heavy winds," and other weather, but we are saying, basically, "climate conditions."
There were attempts made, but narrowing this down, I think, would lead us to situations where we are excluding companies who have legitimate claims from this exemption because they don't fit into the letter of the law. I think we've all seen policies that you kind of shake your head at because they don't seem to make any sense. It's a small technical point that is sort of working against the spirit of the bill. We wanted to avoid that, and we felt that there was enough case law, enough history with these types of clauses in Canada, that this was an appropriate level of detail. Thank you.