Mr. Chairman, what is the government's position with regard to the present situation with chartered banks? Is there a position by this government with regard to whether or not we could establish our own financial institution, or give other groups the opportunity to establish a financial institution? There are a lot of communities that cannot access loans from chartered banks because of their status or financial situation or because of where they live. Has this government looked at an institution that is actually owned and operated by the people of the North?