Thank you, Mr. Chairman. I guess my major concern with safety, whether or not it is design, is with the stairwells and lack of exits for elders, handicapped people and children. They just have no way to get out. If the doors are frozen shut, it just adds to the problem.

A lot of the Members have talked about HAP housing, and I would just like to make my viewpoints known. There is a real need to look at the eligibility criteria, especially because there is a real lack of alternatives for housing or home-ownership for young people that are just starting families and have jobs. A lot of these young couples work for government or other public agencies, and as such can get a house. They really have no option. Their option is to live in a tent for a year so they qualify, or live at home in overcrowded situations so they qualify. But if they want to start their own families and live by themselves, they get government housing, because government housing is available to them, which then puts them on the bottom of the list for eligibility. So it is a real catch-22.

We have to look at alternatives, and one option we have talked about is ability to purchase lots. A lot of young couples, a lot of people, not only young couples, a lot of families cannot afford $40,000 or $50,000 lots in tax-based communities, and we have to look, sometime, at land/mortgage deals or some kind of package for them. I do not know if you wish to respond to that.