Thank you, Mr. Speaker. Of all the subjects that have been controversial in the past year -- certainly here in Yellowknife -- the top of the list has been the payroll tax, for a variety of reasons, of course. Among the people who are critical of it are the people who are paying the biggest part of this tax. I recognize the fact that you get $650 dollars back, but there is a category of people who don't pay into this tax at all. Some of the people that fall into that particular category are people that earn a fairly substantial amount of money. I wonder if the Minister has taken steps to plug some of these loopholes that are currently being used by self-employed individuals, who will get the money back -- the $650 -- although they don't put in any. Is the Minister looking at closing some of those loopholes?