Thank you, Mr. Speaker. My question is to the Minister of Personnel. It deals with his new staff housing policy. In some of the public comments that have been made about this new policy, the Minister has seemed to suggest that this approach will enhance current home ownership initiatives undertaken by this government. In reality, this link is rather weak. Mr. Speaker, could the Minister explain how the proposed removal of the private accommodation allowance will provide an initiative to private home ownership? Thank you.