Mr. Chairman, I just wanted to talk a bit on the student loan fund, mainly because just during the last several months I've been dealing with a student who had a loan, a status Indian who had a loan. I'm not saying that there's anything wrong with what he's done, but I guess there are certain conditions in which loans are forgiven. That is, if the person passes his course, or if he takes 60 per cent of his course. If the individual didn't complete his course and he didn't get 60 per cent, I presume that, as in a lot of cases, the student, even though he took a program, didn't have the necessary grades in order for him to take the program in the first place. So he's in a position now where the government is asking him to pay up, with interest, his loan.

I just wanted to bring that up because I presume that in a lot of cases you will see aboriginal people are the ones who will be put in that kind of a position. When loans are given to aboriginal people, it should always be clear that if they don't pass their course or if they fail because of this 60 per cent margin, then they're going to be in trouble. They should realize that even before they sign on the dotted line to get that loan.

In a lot of cases, the programs that a lot of aboriginal people are in are not considered educational programs, so their status doesn't really make a difference. In most cases, they pay for their education, but they don't pay for accommodation and meals. That's the part that students get loans for and that is the part that is quite a burden for them, even though it has nothing to do with their courses. It has more to do with accommodation and meals. I just wanted to make that point, Mr. Chairman, before we conclude this. Thank you.