Thank you, Mr. Chairman. In a situation like this when the collateral is sold, any difference between the amount owing and the value received for the collateral will still be owing by the debtor. If, however, the debtor felt that the price that was obtained was unfair, he could go to court and the court may very well agree with him and reduce the amount owing. These are always really difficult circumstances and there is always going to be someone who loses, unfortunately. But, the court is always there if you feel you've been mistreated. Thank you, Mr. Chairman.