I have never seen anything like this in the Northwest Territories but I have seen it in other jurisdictions. In Ottawa, a person bought a car for $3,000 or $4,000. He couldn't pay for it for a couple of months and it was taken away. I was president of ITC at the time and he asked me if I could help him. He said he agreed to give his car back but they said he still owed them money because they could only sell it for $800. Would this type of thing happen, when the secured party did not try hard enough and as a result the debtor still continues to owe after the collateral has been sold?