Thank you, Madam Speaker. My question is to the Minister responsible for the Housing Corporation. Under the home ownership access program, the CNIT -- accumulated net income threshold -- for each community is the key determining factor in whether individuals qualify to receive their own housing unit. Individuals over the CNIT are ineligible to qualify as a result of being deemed able to afford their own housing. The Housing Corporation, in determining family income, includes vacation travel assistance provided by employers. This additional benefit included in the income places many applicants over the allowable CNIT threshold to qualify for these home ownership units. So I would like to ask the Minister, why is the VTA provided by employers taken into consideration for income calculations with the Housing Corporation, when under federal income tax guidelines these same VTA benefits are allowed as a deduction off the income? Thank you.