Thank you, Mr. Speaker. The Member raises a valid concern and it has been raised by other Members of this House, as well as people in the communities through our consultation process. We have developed a direct lending program and a forgivable loan program. We've had ongoing talks with financial institutions in the Northwest Territories and some of those talks are coming along very well.

Through the Housing Corporation and the banks, and through the forgivable loans program, we are able to access dollars now so financing can take place in the communities. We're still working with financial institutions regarding that. Our program already recognizes level II and III communities and the smaller communities are the highest priority because in the bigger communities, we don't have that problem. Thank you.