Yes. If I took Mr. Picco's advice, and his knee-jerk management, we would not be anywhere. The fact of the matter is that September 30th was the last day in which we asked our employees if they wanted to purchase their houses. It is the 5th of October, and if he wants to be serious about the issue, I am telling you right now, we have to give our employees ample time and the banks ample time to determine the appropriate mortgage for the balance of the houses we have in place. I do not need any manager, or any vice-president of any bank to give me advice on that. And I am not going to respond to a knee-jerk approach that this Member is trying to push down our throats.