Thank you, Mr. Chairman. Mr. Chairman, could I suggest in the future if there are misunderstandings like that, like what has been happening for the last hour or so, that someone from the cabinet make a point of order, we are good at doing these points or order and points or privilege, and say, look, I think you have the wrong idea, you are going off on a tangent here, so we can stop the discussion much earlier on.

Anyway, Mr. Chairman, I sort of twigged reasonably early on that this was not a final document by any stretch of the imagination. One thing, there are 9 pages in the document, one of them is referring to who can be contacted for discussion or that of the amalgamation, so really we are looking at 8 pages. It is really a timetable and when I compare that to something like the input support reform, I would suggest there is a need for a larger document. Also the fact there were no briefings that took place. We spent much time discussing the mortgage investment corporation, we had two briefings, we had people come in and tell us about the benefits, the negatives, the impacts, the cost. So, Mr. Chairman, I think I will end there, now we can, hopefully, have some discussion about sending this to committee and reworking the document, bringing it back to this House so that we can all agree. Thank you, Mr. Chairman.