Madam Chair, I've already assured my honourable colleague and I will assure him again in the House that the intent of this MIC was -- and, again, I'll remind everybody -- to provide mortgages for housing and that will be the primary focus of it. Both Mr. Ootes and Mr. Henry have asked me and it is not the intent of the Mortgage Investment Corporation to be active in commercial mortgages. I hope that assures him. He's asked me for an eight year ... I can't answer the eight years. I'd have to phone up Mr. Grossman or others who are working on it. I said in committee and I'm saying again, I believe the term was 95 per cent and I don't have a problem with that. I can't say today, categorically, that it's going to be eight years, six years or 10 years.

Not because we're going to get Mr. Ootes's support, which we appreciate, but I believe that's part of the arrangement of this Mortgage Investment Corporation -- I believe I explained that in committee -- yes, we will ensure that its primary focus, up to 95 per cent, is in mortgages for housing. Thank you.