Thank you, Mr. Speaker. I believe the designation of communities, whether they are on level one, level two or level three was done because some communities have, for instance, highway access, they have jet and larger aircraft schedules on a routine basis, they have banking systems and a housing market. Other communities are isolated with no access roads, very high transportation costs, freight costs for goods, very few businesses operating, no banking service and no housing market per se. Their abilities to access loans and investment money are virtually nil compared to these other, more fortunate communities. In order to create some level playing field in accessing loans, we have designated certain communities to be level one, level two or level three. Based on their designations, decided what level of equity might be required in order to access certain loans. That generally is what we use for designating. It is for the purpose of creating a level playing field in business development for communities. Thank you.