Thank you, Mr. Speaker. Mr. Speaker, my question will be directed to the Minister of Education, the Honourable Charles Dent. I understand by combining payments to seniors that there will be a lump sum payment for the seniors. In the smaller communities, most of the seniors do not have bank accounts and I understand that the lump sum payment will be directly deposited into their accounts. How is the Minister going to pay the people who do not have a bank account in the smaller communities? Thank you.