Thank you, Mr. Speaker. In the area of the Expanded Down Payment Assistance Plan, the Member is correct, it can range from as low as 5 percent to as high as 70 percent, but I believe it is a cap at 70 percent. I would have to get that information. As to the process, there is a lengthy process involved with the clients that would come forward in filling out their applications and understanding the process. We do give the Down Payment assistance to those that qualify and come through with an actual purchase, but the mortgage that is held, is held by the bank, so, under most approvals, the banks would have the first right for things that would happen if anything were to go wrong in the application for those that had received assistance. The Housing Corporation has, through the EDAP, found itself that this process has been quite successful and we have not had to deal with many individuals when it comes to their mortgages failing. Thank you, Mr. Speaker.