I agree with the Member that we have to keep it within reason. There are times that banks will not go into a situation. Often it is not because of the particular company or individual, but it is simply that they do not know anything about the community. They do not have a branch there. There is no experience there. I think in some of those situations as a government, we have an obligation to go there. Otherwise, we will never see the smaller communities in particular ever getting a fair opportunity. There is a role for government there. We cannot go into what you referred to as those very high risk things. We should not be there. This all has to be done within reason. Thank you.