Thank you, Mr. Speaker. Again, after a lot of consultation, it was decided the most acceptable solution was to go with the process of allowing students who go for higher education the ability to carry a 60 percent workload in the first year. Following that, it would be increased to a 75 percent workload. In the event the student failed, the student has the ability to fail the first semester. If there is a second failure, then there is a requirement to repay.

In the event the student wishes to reapply, they can take and complete a period on their own and they would again qualify for a loan. Thank you.