Thank you, Mr. Chairman. With the report that was done, and I am sure that there has been other work done from the department over the years, there has been a continuous concern raised about the lending institutions we seem to have within our own system.
In light of the reductions that have happened and comments being made in communities, sometimes we are paying more in salaries then we are able to give out in grants and contributions or loans. Hopefully, there will be some significant emphasis put on this to move forward in a timely manner. Judging from the report, there are a number of concerns that need to be dealt with in the very near future. Thank you, Mr. Chairman.