Thank you, Mr. Chairman. I still have not received the answer to the question that I am looking for, as far as why Canada Mortgage and Housing Corporation? Why is Canada Mortgage and Housing Corporation criteria in there? If it is not, if they need that standard before they lend money, and then it is determined after that it is not, then who is responsible? Is it the engineer that said, "Yes, the building meets Canada Mortgage and Housing Corporation standards"? Is it the homeowner? Is it buyer beware? Is the Corporation just going through the motions of saying we need Canada Mortgage and Housing Corporation approval? If we do, then I would suggest that you need an engineer that is qualified to say, "Yes, this building meets Canada Mortgage and Housing Corporation standards and you are making a good investment and so are the people who are buying it".
What I really want to know is, why is that criteria in there? If it is in there, then why is it there? Thank you, Mr. Chairman.