Thank you, Mr. Chairman. On the next page of the Minister's statement, he talked about how in the past few months alone the forecast revenue yield from our formula agreement has declined by over $100 million. I have had some experience with the formula, so I have an idea what may be causing this, but I think it would be useful for the public to have an understanding of what would cause the formula to fluctuate by $100 million in that period of time. I would ask the Minister if he could give us, in layman's terms, an explanation so that the public might have some understanding of what has led to this change and what sort of impacts we can expect as a result of the world economy on our formula financing.