Mr. Chairman, each of these was a new item that was not taken into consideration. We did not have the information when we did the business plan. The costs had to be covered somewhere. In future years, and the next fiscal year, we include these costs into the salaries and benefits, rather than having to find the money after.
As I mentioned in my opening comments, RWED has been very squeezed given the demands on our money by our various mandates, so we did not have the money out of headquarters to pay for it all on behalf of the regions, so we had to ask each of the regions to identify their share. Thank you.