Thank you. Now I am told that there is no written criteria or rules governing what constitutes public interest. I would like to then get a better explanation about what goes into this common sense, or whatever the Minister or FMB considers when they are faced with files that are subject to possible forgiveness or write-off and they are deemed in the public interest to do so. I would also like to know what percentage of the files that come to the board might fall under the category of public interest to be written off or forgiven. Thank you, Mr. Chairman.