Thank you, Mr. Chairman. Mr. Chairman, through the board's structure, the board, whenever a loan of a large magnitude -- well, any loan that mattered goes to the board. They closely scrutinize it. They operate like a bank. Therefore, they scrutinize the application very closely. It goes through the board's process and any large loans goes to the Minister's office for me to approve it.

We can put mechanisms in place to review these different large loans. In response to your pre-amble, I would like to turn it over to the deputy minister to reply to those.