Thank you, Mr. Chairman. Mr. Chairman, I have a question on the funding for the NWT Business Credit Corporation and the NWT Development Corporation. This is a similar question to the one that was asked by Mr. Dent. I just became aware only recently that market disruption is not even an important criteria in considering government loans. I can understand that these are people or businesses that have been rejected by mainstream banks and that they are charged interest rates that are higher because of that risk and so on, but that still does not make it right, I do not think, to have someone come with a proposal for a business venture in a community, especially a community like Yellowknife, where there is a free market. If someone was to come in and say they want to open a restaurant and they cannot get money from a bank and they need $100,000, for the government to give that -- I do not know how that comes into stimulating economic development and employment in the North.
How does that create new jobs? All that would do is replace an existing market, especially when the existing businesses have built up their own equity. They have mortgaged their own houses or whatever to raise their money, and then for somebody to come in and come up with an idea for a business that is already in existence, and they get their leg up through taxpayers' money. They get money from the government so that you open a business and undercut the businesses that are already in existence. How does that create new jobs and new opportunities?