Mr. Speaker, I am going to attempt to answer this in the context that we allow the tenants who are in arrears to the LHOs or the housing association to enter into a debt repayment plan. This helps alleviate some of the problems of their ability to repay the arrears. We also do that on a case-by-case basis because not all tenants have the capability of repaying. Thus, we have a number of different methods to use to assist those tenants to liquidate their arrears to the local housing associations. Thank you, Mr. Speaker.