Thank you, Mr. Chairman. I just want to make a few comments on the Northwest Territories Housing Corporation's budget, recognizing the fact that they have a considerable amount of money to spend in the Northwest Territories to deal with the increased demand on social housing and the NWT Housing Corporation's role that it plays in trying to meet the needs of the people. One of the areas that I have some concerns with and I would like to try and get a good understanding of is one of the programs that the NWT Housing Corporation administers with their home repair program and the whole issue of requiring, especially seniors, to give a promissory note and a copy of the title for their property to hold.

The NWT Housing Corporation wants to hold this to secure mortgage for ten years when we are looking at sums of money in very low figures, sometimes around the $10,000 figure. Just to qualify to get the money, to be able to access the money, they have to give up a copy of their certificate of title.

I am wondering what the thinking is behind it and why you would put a senior through that when obviously some of them are saying, "no, you are not getting it and I just will not bother getting the work done." To me it is kind of disturbing. It is disturbing to seniors. I am trying to get from the NWT Housing Corporation what the thinking is behind that whole scenario and why they would do that. Thank you, Mr. Chairman.