Thank you, Mr. Chairman. That is commendable and all, but I know of a number of public housing clients who owe money to the Housing Corporation, back rent through misunderstandings or through negligence. How do those individuals who owe money to the Housing Corporation or the local housing authority take advantage of these programs when the local authority has rules that say that individuals who owe money to the local housing authority do not qualify, or will not qualify for assistance from the local housing authority or the Housing Corporation in other areas? Thank you, Mr. Chairman.