Thank you, deputy, for that response. That was my recollection was that of the $20 million, $5 million was coming from a reduction in the supplementary reserve. We'd talked about this $20 million and I remember at the time thinking that was not real savings, this is an accounting exercise. We can't very well take credit for a $20 million savings when $5 million of it is really just reducing our supplementary reserve and here and now we come back and realize that because of the spending pressures we weren't in fact able to do that. I just wanted to clarify that and make sure that I understood that. Thank you.