Thank you, Mr. Speaker. My question is for the honourable Roger Allen, Minister responsible for the Northwest Territories Housing Corporation. In my Member's statement and in committee meetings we have held in the past, I have mentioned that there are many people who are earning a good income. They're able to maintain a home on their own, but they don't qualify for these programs because of the arrears they have. I would like to ask the Minister, would he be willing to make changes to the housing policies so that persons with arrears could be rolled into their mortgage and they would be able to take advantage of some of the programs that he is initiating? Thank you, Mr. Speaker.