Thank you, Mr. Chairman. Another aspect of this same line of questioning. I do not think there is any doubt that the introduction and growth of this new industry to the North has been helped by the government's guarantee for companies starting up. But I do recall some of the discussion related to why we are doing this in the first place was because Canadian banking and financial institutions were really quite unfamiliar with the diamond industry and were unwilling to take on this kind of a risk because of that unfamiliarity. It is my understanding that they were saying, well, we need to watch how this develops, we need to build our own expertise and develop our own risk management plan. What I wanted to ask about was whether the Minister is seeing any change or progress in the expertise and the ability of the Canadian banking system to finance this kind of thing. Thank you.