Thank you, Mr. Chairman. Mr. Chairman, the Member stated, again drawing a comparison between the taxes we collect as a government versus this act, the forgiveness of debts; write-off of debts. Sorry. Under the legislation that deals with our taxes, it's very clear on what needs to happen and there is no program for forgiveness of taxes that can follow what we're doing here. Although we would look at that as a government as to what initiatives; but when we look at the write-off of bad debts, the one thing that continues to happen, as I stated in my opening comments, is we continue to monitor these and where we can, we continue to collect on them. It does, however, stop the interest from accruing, but it is not forgiveness. This is a write-off of debts, taken off the books, but we do still monitor these to see if at some point we may be able to collect them. Thank you.