Thank you, Mr. Chairman. The insurance cost, the total premium we're estimating to spend this fiscal year in 2004-05, is $2.030 million. So we've made a significant savings of what would have been required if we didn't make those changes. Again, that's $2.030 million as the premiums we've estimated this year.
Again our cash position, short-term borrowing, there are a number of factors that flow in there and can impact on that. If we find ourselves not meeting some of our targets or not implementing some of our revenue options, not implementing some of the potential savings through reallocation of dollars or over expenditure in a number of areas, we could end up finding ourselves going back and borrowing money. So right now our estimates are based on how the cash flows, how much money we have coming in, the timing of payments from Ottawa on the taxes. We feel that we're safe at this point, that we can identify that as a savings. We're hoping that we don't have to go into that area of borrowing.
Mr. Chairman, as well, just further to that, the insurance premiums are finalized later in the year and we'll have the final numbers in June. So what we're putting in is an estimate and we're hoping that that number is accurate. Again, because of the timing of that, we had to put in our best numbers and this is what we feel it will come out as, but if there are any changes we will come forward and notify the House. Thank you.