Thank you, Mr. Chairman. With reference to our earlier discussion, the nature of those loan guarantees through FMBS were that they were of a higher magnitude and under our current arrangement, FMBS then has control of guarantees that are more significant. We do, under the BCC though, have a program that looks at loan guarantees for much smaller amounts. I think this is again another discussion that we need to have as we are creating this BDIC. We need to talk about where it makes the most sense to have loan

guarantees. This department will be looking for support from committee in that discussion and some advice on where they think these things should best be housed. Thank you.