Madam Chair, we have 2,300 public housing units now in stock. We are planning to sell 450, roughly 45 units a year. I had indicated earlier that we have now a lot more people in the communities that are employed as a result of economic activity. We have people who are living in the units, a lot of them at the high end of the rent scale. Our rent scale is up to 30 percent of their income and many of these people are paying a considerable amount, but for some reason or other, are not willing or are not able to purchase their own unit or qualify for other programs. We are looking at ways to encourage them to purchase the units. At first indication, we have a lot of people who are interested. It may require some assistance for them to approach the banks or work within our financing systems to do so. That's how we anticipate moving forward. Loan guarantees are something we do, internal financing is another tool we have to accomplish this. As Mr. Hawkins has alluded, it's a small percentage of our current stock and we believe it's achievable. Thank you.