Thank you, Mr. Chairman. One little comment before I answer the Member's question. When I got a mortgage, I got it at the bank and I still had to reveal the most minute details of my life to the banker. If you get a mortgage, you do have to declare an awful lot of your private information.

As I said, this is the first step in moving our subsidy programs into one area in government. In the first year, nobody is going to see a change. It's all going to be delivered through the LHOs; the same rules, the same standards, the same program. We are working with the standing committee to examine, based on this government's strategic plan, where we are going with the philosophical underpinning to our subsidies. Once we agree on that, then we will have to take a look at our programs to see whether they need to be restructured. It will take some time for that to happen. In my opening comments for the department, I said it will take a number of years for us to make changes. I am going to have to work closely with the Members of this House, the standing committees and the public as we look at making changes.