Thank you, Madam Chair. Madam Chair, in regard to our clients, we encourage them to continue coming forward because, for a lot of them, their circumstances change year to year. Because of that change, it's important for them to realize that circumstances may change with regard to their job security or their collateral or looking at some sort of security against the mortgage. I think it's important for our clients to continue. I think one of the things that I really see an improvement in is we started getting out there and pushing communities to make them realize we have universal partnership agreements for communities to partner with to be the frontline workers to explain the different programs that we have. Also we go meet with the homeowners and seniors and say these are the programs out there. We encourage them to get in with their application and be the person that's the go-between, between our clients in the communities and the people at our regional office. We've really seen an increase in the number of clients that we're able to serve. We've also seen a decrease in the complaints that we have been receiving from communities by just making that little change.
I'd just like to provide some information with regard to EDAP. We've assisted some 571 clients and we've also been able to leverage almost $41 million from the banks by using this program. It shows that we have been able to assist quite a few people in northern Canada by not only using our money, but by accessing bank financing which really goes into not only homeownership, but it goes back into our economy to improve that. I think we have to continue that to realize how important a role housing plays in northern Canada, as well as in our economy. Thank you.