Thank you, Mr. Chairman. Mr. Chairman, we undertake a number of avenues of trying to collect funds from those who owe money to the Government of the Northwest Territories through a number of initiatives, but there are a number of factors that we do have to live by as well as the Government of the Northwest Territories. Some of these accounts or loans, grants that were put in place had attached to them guarantees and so on in place, or a business that was established would shut down and go out of business and all assets may have been sold, but not enough to repay the full debt.
At times, we also run out of time. It's what is called statute barred that we would not be able to continue to pursue. That comes into play as well. When we have someone that would decease, that also sets this into action. When we reach what we would call a compromised settlement where we have looked at the situation realizing we aren't going to get the full amount that is owed and come up with a settlement on what we are able to come back with and collect. So there are a number of factors that do come into play here.