Thank you, Mr. Chairman. Mr. Chairman, this program is there to try to catch those people who are in a situation where they may have arrears. They are not able to pay down those arrears in order to get into EDAP or be able to go to a bank because they have a bad credit rating. So we want to be able to work with them to be able to get them back on their feet and assist them with a payment plan and allow them to move into these units, paying the utility costs for the two-year period and then be able to get them on their feet to purchase the unit outright through EDAP, or go to the bank and get a mortgage. It's a transitional period for housing for individuals to get into these types of programs.

Also, we will be providing counselling to these individuals with regard to the services that we do provide. We'll also work with them to be able to secure a bank loan with the client and the banks to be able to make them access these programs. There are a lot of barriers that a lot of individuals that have had, for one reason or another, who are in social housing; but in order to break that cycle, you have to try something new. This is the idea of this new program; to try something that we feel will be able to get those people into homeownership and out of social housing.