Thank you, Mr. Chairman. The goal at the end of the day under this program is to help families become successful homeowners, so this is one step in that process. Some people can move into homeownership to make the transition to homeownership quicker than other folks can. So this is an opportunity for them to get used to the idea of being a homeowner. It takes them out of the public housing stream and, at the end of the day, we want to promote people owning their own homes. Thank you, Mr. Chairman.