Thank you, Mr. Chairman. The individuals that get into this program, we'll be able to counsel them and work with them if they can't find a way to finance the program through a mortgage and go to the bank, they will have the ability to remain in the home and rent or lease the unit and find an alternative way. We will assist them so they will not be evicted from the unit after two years. They will be able to remain there and look at the other programs that we have and counsel them. If they are unable to do it in two years, we will continue to work with them so they are eventually able to become homeowners. So it is an evolving process. They will not be evicted and asked to leave after two years and someone else will go in there. We want to keep those people in those homes and be able to work with them to make them homeowners. Thank you.