Thank you, Mr. Speaker. My question is for the Minister of ECE just with respect to, as well, my Member's statement. I had a couple of constituents, Mr. Speaker, that had some SFA loans last year and they didn't do too well during the first semester. As a result, they lost all funding for that year plus the second semester. It caused quite a grievance to them. In fact, one of the students ended up actually quitting, Mr. Speaker. Is that something that is ongoing with the SFA Program? Can we look at changing that, because it creates quite an unnecessary burden on our students, especially if it is like a one-time thing in the first semester? It is not that they are bad students. It is just that they are experiencing difficulties in the transition, moving to a different location, Mr. Speaker. If the Minister can answer that for me.