Thank you, Madam Chair. Let me say, first of all, that the restructuring or the consolidation of the programs has in some ways taken all the pieces and built four new programs. However, it has also added some new emphasis in it. One of our goals, as a government and as a Housing Corporation, is to develop self-reliance. We realize more than ever that we have to have a more structured way of doing the education, the training, the preparing of people so that they can successfully move into homeownership. The STEP program is essentially new. We were doing some training, but this is a more structured way, the four modules that people go through and they understand financing. It will also help them in areas outside of housing and we certainly make that program available to others.

The other one that is new as well is the Transitional Lease Program, where we will help people to go into a lease arrangement where they're assisted while they get used to the idea and the responsibilities of homeownership, including the financial as well as maintenance of homes.

Those two are our new emphasis. Then the others are really taking a lot of the other programs, rolling them together and working. We also, in addition to our own GNWT program, we also deliver a number of programs for CMHC. Gradually, we want to see those programs, like the rehabilitation programs rolled into ours so that we don't have four programs plus the federal programs but they all fit together under the CARE program, the Contributing Assistance to Residential Enhancements, and so on. There is a change; it's a subtle one, but I think it's an important one in terms of building self-reliance.

Madam Chair, on the other one, we have to work together more cooperatively as departments and as corporations in the government. Certainly, MACA and the Housing Corporation people have to work together very closely on the land issues. I like the direction, the advice of the committee and so on, with regard to streamlining our income support system along with housing so that everybody has fair opportunity and a level playing field, so we don't have one system over here and another one over there. It's important that ECE and the Housing Corporation continue to work very closely together.

The other issue the Member raised has to do with contractors. While it is written in every contract that the contractor has to complete that contract, we may not have been as diligent as we should have been in the past in making sure that everybody does a job and they do a good job when they do it. Too many times things were beginning to slip and they just weren't getting them done on a timely basis. Sometimes it would go years where they wouldn't put the trim on or wouldn't put some small piece on to complete the house. We're not going to tolerate that any more. It's frustrated too many people by having a house that isn't entirely completed. While we don't have a written policy on it, we have, through the president and myself and the regional people and so on, made sure we got the message out to the contractors that they have to complete the job. Otherwise we may not give them another contract. In fact, our approach is going to be that they don't get another contract until they finish up what they're doing. There may be overlaps because they get, or the time isn't up to finish one of them, but we want them to do the complete job. Thank you, Madam Chair.