Thank you, Mr. Chairman. That's correct. It's not necessarily something that follows on after a student has used up all of their 12 semesters if they qualify for 12 semesters of remissible funding. There are many students who access needs assessed funding. This funding is all needs assessed. You have to apply for the money and demonstrate a need for it, but that can be available to you beginning in the first semester if you have a need for the extra funding. So this money is over and above the basic grant and the remissible loans, yes.