On the housing for staff, I guess I should just talk about my scenario. In both communities they have capable contractors or capable contractors can be brought into the community to build housing for staff. Would this budget be available for not only leveraging or financing, but also for providing equity to individuals? The problem with building staff housing is that your capital carrying costs are so high in non-market communities that is not feasible unless the staff is prepared to pay a large amount of rent per month. Usually these are rented to teachers who only need to rent 10 months of the year. It is

hard to go to the bank with a lease agreement that is for one year long and it is really in 10-month chunks. How does the NWT Housing Corporation hope to address that issue: high capital carrying costs plus a difficulty in obtaining a lease that will allow them to leverage financing? By “them” I mean the contractor.