Mr. Speaker, I believe there is a firm role here for government to backstop the public to make sure that regulations and oversight exist before something goes off the rails. Mr. Speaker, it’s clear that these types of loans are given to people with low income or, certainly, to middle income Canadians and puts them in financial risk. Why is the Minister waiting for complaints in order to act rather than doing something? Mr. Speaker, the opportunity exists here. Would the Minister act and look into regulations and develop them in a fair way as seven other provinces have in this country?