Thank you, Mr. Speaker. I think third-party insurance is something that we will be discussing more and more over the next number of weeks as we do public discussion on the supplementary health benefits. We have done a user profile analysis and we have learned that third-party insurance, when we are talking about third-party insurance we’re not talking about the insurance program that government could enter into but third-party insurance that every individual has access to. Third-party insurance could be WCB, but it could also be employer insurance. If you work for the government or major companies, many of the employers offer insurance as part of their package. There are some private businesses and individuals who choose to take third-party insurance for whatever reason. The information we’ve learned from our research in this area, is that for the NWT residents there are only about 40 percent of people who take advantage of third-party insurance or have third-party insurance, whereas in other provinces we think that it would be up to 70 percent or 80 percent of people at least who would have access or choose to take that, because they would

need to do that because the government programs are not as generous.