Mr. Speaker, we made it always clear that what we are trying to do in Supplementary Health Benefits is to offer an insurance program for those who don’t have it. We are not going to be topping anybody. What we have now is we exclude a whole bunch of people who

have limited supplementary health benefits and then we top up people just because of their age. What we are saying is we will look after the seniors, we will look after the youth, we will look after the working families. Everybody would have equivalent to 80 percent. For certain people under certain income thresholds, we will cover 100 percent. At a certain threshold, you are going to start paying for your supplementary health benefits. Nobody will pay more than 45 percent of their supplementary health benefits, but on average, yes, nobody would get a top-off, unless you’re below the income threshold, and that’s a fair policy. Thank you.