Mr. Speaker, that is one of the reasons that I had to go into the seniors’ homes and bring along interpreters so they can best understand the options and what they may be getting into. That would be a good opportunity to make sure all the proper documentation is placed so they can have a complete application that doesn’t hurt their chances of getting assistance.

I can say again that we do provide a lot of assistance for seniors. Under the old program, it was a fixed 10-year forgivable period so they had to wait 10 years before they were able to apply again. Now, with the new program, it can be from one to 10 years, so in three years seniors would be able to apply again. I think this is a benefit to seniors. The

money is a lot more, from $20,000 to $90,000, that they could possibly qualify for. Of all the CARE applicants we had last year, 71 percent of those approved were seniors. Thank you.