Thank you, Mr. Speaker. Thanks to the Minister again. The legal limit is 60 percent, and yet sometimes the loan companies have taken their customers to court to repay loans and the courts have actually found that the companies are charging way above the legal limit. MACA says people with complaints should go to the RCMP, but that’s relief from victimization, not prevention. Ontario revokes their licence while we turn a blind eye. My question is: When will this government recognize its responsibilities and set up a program of vigilance and enforcement?